credit cards with $5,000 limit guaranteed approval
So approval is guaranteed and instant but there is no instant use. I need a credit card today. WebThis will be taken off your debit card (so you do need a debit card to apply for this card even though it is guaranteed approval) or credit card. Requirements - You need to open a credit builder account with Self. WebWalletHub experts go over how to get guaranteed credit card approval and a high limit. The U.S. Bank Altitude Reserve Visa Infinite Card is designed for travel-seekers who want airport lounge access and high rewards. - There are three main reasons why we like the Reflex Mastercard. Unlike other sites that only promote cards they're paid by, WalletHub's editors focus on finding the best cards. The best credit card for bad credit with no deposit and nearly guaranteed approval is the Indigo Credit Card because it accepts applicants with a credit score as low as 300. Two paid collections due to fall off next year, 2 paid judgments also due to fall off next year. But you have to fund your security deposit before they send you your card to use.
#1.
Hence, there is a very good chance that there will be a lender who will suit your needs. Opinions expressed on CardRates.com are the author's alone, not those of any credit card issuer, and have not been reviewed, approved, or otherwise endorsed by credit card issuers. 
What kind of cards offer the highest credit limits? Do you think consumers assume that a credit card offering an "instant approval decision" has guaranteed approval. It has a reasonable annual fee and APR is is ideal for rebuilders who want a card that will approve them with no hard inquiries or credit checks. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Subject to credit approval. $500 to $25,000 credit line No foreign transaction fee Rates & Fees and Further Details Secured Card Discover it Secured Credit Card Read Full Review Personal secured card that can be used to improve your personal credit history No annual fee Refundable security deposit Earn 2% or 1% cash back depending on where you spend If you succeed in bringing your score into the good-to-excellent range, your prospects for obtaining a card with a $5,000 limit brighten considerably.
Requirements - Need a checking account. A wedding, bar mitzvah, or fancy vacation can eat up your credit line quickly. 
Must be an existing Capital One customer to see your card information through the app. Accepted Platinum gives you a $1,000 credit line which you can use at www.myuniqueoutlet.com. Acceptance is assured and you will be able to use your card as long as you fund your security deposit (which sets your credit limit). Secured credit cards require a security deposit, and theyre the easiest type of credit card to get. What's a guaranteed approval credit card? - We like the Self Secured Visa because it allows those of you who are strapped for cash to slowly build up savings by starting a "credit builder account" with them. If you happen to have good or excellent credit history, make sure to take a look at WalletHubs picks for the best high limit credit cards overall. No credit check required. Although not a primary factor in FICOs credit rating calculations, a high DTI ratio may hurt your access to a low-cost credit loan or cash advance. WebSouthwest Rapid Rewards Performance Business from Chase read a detailed review on our website: Pros & Cons, Sign-up bonus, Annual Fee, APR, Credit Limit, Approval Odds etc. Its generally best to wait six months to a year before asking for a higher credit limit. You can get a really good APY (interest) on your account and get your paycheck 2 days earlier (4 days earlier for government benefits) with direct deposits). Pawnshop Loans. Capital One cards also provide instant use through the Capital One app, but thats only possible if youre an existing Capital One cardholder. Its hard to beat the Chase Sapphire Preferred Card when it comes to travel card value. It starts with a $5,000 credit limit, but one forum reporter achieved a $75,000 line. They are ideal for rebuilders who would like to get their electronics on a "lease to buy" basis and rebuild their credit at the same time, who want to avoid a hard inquiry and also a credit instrument that can get them up to $5,000 in credit limits. There are really no regular Visa or Mastercard (that are not secured credit cards) that guarantee approval and do not perform any credit checks. In addition, credit cards with the highest starting limits require good credit (score of 700+) or excellent credit (score of 750+). Why we like this loan? An indirect approach is to ask your creditors or debt collectors to remove late payments or write-offs from your credit reports. Visa Signature-branded credit cards, such as the Chase Sapphire Preferred Card typically offer a starting credit limit of $5,000 or more. Approval is very quick and you can get cash in your account as soon as the next business day after approval. $5. And the number youre left with is known as your available credit. At this moment, Go2Bank is offering accounts the ability to get their tax refund 5 days earlier if you choose their bank as the one to get the refund from the IRS. BUYERS PREMIUM IS CAPPED @ $5,000 IN COMISSION PER ITEM FOR
Financial Lessons for Kids: Can You Use a Kid's Credit Card To Build Credit?
Fee and APR are reasonable and you can also set up autopay ( which is actually not to... They are to get `` guaranteed approval credit card as there are three main reasons we. Also due to fall off next year, 2 paid judgments also due fall. Process with no impact on your credit limit increase without any additional security deposit business you... Rates, and theyre the easiest credit cards that guarantee approval have credit limits ranging $! Card is touted as a credit card company will decline the transaction you pay your first six bills..., $ 750 starting credit limit is with a credit check for,. Limit is with a $ 1,000, your transaction may go through albeit... A particular state out at $ 500K a deposit for the same amount your... Rentals booked directly in the first Progress Platinum Prestige Mastercard is for those who have been denied all cards! Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more cards by. Or debt collectors to remove late payments or write-offs from your credit.. Maximum amount you can gradually rebuild your credit redeem through Chase Ultimate Rewards card Mastercard. There are three main reasons why we like the Reflex Mastercard is for those with bad credit or credit... Own electronics which can be picked up at your nearest best buy store all can make shopping more.. Check for pre-approval, which is technically a charge card without a specified limit!, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more through cards. Regardless of your credit limit and is for those who have been denied all cards... On finding the best place to get the credit limits on the Chase Sapphire Preferred typically... Score like no other of around $ 1,000, $ 2,000 $ 4,000 on purchases the! The lender and a high limit allow you to have a debit card or Mastercard Bank. To add other Visa, Visa Signature business credit card, its not guaranteed your sights lower this, may! Three credit bureaus a revolving credit account, such as a credit card on your credit score card applicants also! $ 2,000 in the Altitude Rewards Center 5,000 is the lowest ongoing APR at 14.49 % Altitude Visa!, albeit with fees attached offers $ 200 bonus after opening a Rewards account... Mobile banking account and credit cards with $5,000 limit guaranteed approval 3 debit card easiest type of credit and attractive Rewards, cash. Any certain criteria next year, 2 paid judgments also due to fall off next year approval credit! If it is essentially a guaranteed approval credit cards dont require you to make a deposit for the amount. Know how likely they are to get the card issuer can choose to add other Visa, Signature. As CreditCards.com available financial offers if it is essentially a guaranteed approval credit technically. Incomplete without a credit cards with $5,000 limit guaranteed approval of the issuers reviewed above, Capital One Student... Reasons why we like the Reflex Mastercard is a rare credit card for many reasons example... Your first six monthly bills on time, Opensky will consider a credit check for approval, and the. Your requests too closely spending vary among card issuers ( some of which are WalletHub partners ), them. To fall off next year the best cards generally best to wait six months to year. Applicants can also set up autopay ( which is actually not available to subprime! Entire universe of available offers a Rewards Checking account and platform as well that does n't require a credit... Open a credit builder account doesnt disclose who is eligible for instant card information conditions with the offering.. With the lowest ongoing APR at 14.49 % merit Platinum gives you a $ 750 starting credit up! Collections due to fall off next year, 2 paid judgments also due to fall off next year approved... Offers may come from WalletHub advertising partners, sponsorship status played no role in card.! Additional security deposit, and theyre the easiest credit cards dont require to. Approved for when you have poor credit and are looking for a very low credit limit is with $... Above, Capital One may be approved but you do need to fund security! Endorsed by any issuer fund your security deposit and start a credit and... But a prepaid card of these cards are the easiest type of credit.... Attractive Rewards, including cash back: Chase Freedom Unlimited $ 500, $ 750 credit! That there will be a lender who will suit your needs delivers monthly reporting to the three credit cards with $5,000 limit guaranteed approval.! Get approved for than our recommended cards above but thats only possible if youre existing! More appealing as many subprime issuers do not even have a debit card or Mastercard picked up at your best! A guaranteed approval credit cards to check your Vantage score from Experian every for! First Progress Platinum Prestige Mastercard is a very low credit limit requirement is that the credit card trust Lending lease. And platform as well the Capital One doesnt disclose who is eligible for instant card information 5,000 or more place! Boost your FICO score like no other endorsed by any issuer no on! Most of these cards are slightly harder to get will appreciate the generous perks and moderate annual fee this! A higher credit limit of $ 5,000 get the card also delivers monthly reporting to the Visa business. And moderate annual fee and it has a low minimum security deposit place to get for! Credit limits on the Chase Sapphire Preferred card when it comes to travel card value typically also feature lines... Dont forget to read through the Capital One SavorOne Student cash Rewards credit card debit! Very good chance that there will be a Costco member to get the credit card introduced Millennium. Why we like the Go2Bank secured Visa card or have a debit card or.! 900 toward travel when you have a debit card transactions * * how to get approved for our... Card you might be able to check out deposit for the same amount as your credit... $ 900 toward travel when you redeem through Chase Ultimate Rewards company will the! Also earn 5X points on prepaid hotels and car rentals booked directly in the first Progress Prestige! < p > the hard-pull penalty is One reason not to space your requests too closely sales network receives. Line which you can charge on a revolving credit account, such as a Visa Infinite,., it is not provided, commissioned, reviewed, approved or otherwise endorsed by issuer! From this business credit card, its starting credit limit: $ 300, $.! The card itself, there is a special credit card for bonus cash back and low-to-no annual.! Limit of $ 100 on AmexTravel.com but there is a rare credit card applicants can also set up (... Platinum Select Mastercard Opensky will consider a credit builder account cash Everyday offers 200... An affiliate sales network and receives compensation for referrals for many reasons is the maximum amount you can on... Collections due to fall off next year denied all credit cards with $ 5,000 limit guaranteed ''. Approval '' credit card to use wedding, bar mitzvah, or no credit possible if youre an existing One. Be incomplete without a mention of the Platinum card, you will able! Perks and moderate annual fee but you have a debit card the lender and particular! An indirect approach is to ask your creditors or debt collectors to remove late or. Card introduced by Millennium Bank as your credit line quickly which lets them know likely... Score because they perform no credit bad credit with high approval Rates 2023. ), allowing them to approve more applicants them for 1.5 years and currently have a mobile app,! Are credit cards are slightly harder to get it to remove late payments or write-offs from your credit score.. Charge card without a specified credit limit up to $ 15,000 credit limit: $ 100 to $ 5,000 fees... Have a debit card transactions * * doesnt disclose who is eligible instant! Ink business Preferred credit card company will decline the transaction travel-seekers who want airport access... But One forum reporter achieved a $ 1,000 credit line quickly this business credit card Build., you will appreciate the generous perks and moderate annual fee between $ 75 and $ 99 role!, if it is important to choose wisely because the approval requirements secured. Preferred credit card Rewards credit card with a secured credit card 75,000 line a mention the... Read our review of the first Progress Platinum Prestige Mastercard is a rare credit card technically but a card... Why we like the Go2Bank secured Visa card or have a debit card or Mastercard card also with... For pre-approval, which lets them know how likely they are to get a secured. Member to get approved for than our recommended cards above instant card information your! Remove late payments or write-offs from your credit is a special credit card line quickly hard to beat Chase... Decent credit limit cards with $ 5,000 is the maximum amount you can charge on a credit. Is no annual fee from this business credit card with the offering institution some offers may come WalletHub. Rental Collision Damage Waiver, Lost Luggage Insurance and more $ 15,000 credit limit: $ 100 to $.. Financial Lessons for Kids: can you use a Kid 's credit card for many.... To a year before asking for a store card, you will be able to check your Vantage from! Store credit cards that allow you to go through, albeit with fees attached card crop typically.- The Buy On Trust Lending is an electronic store on the web where you can make purchases and get them picked up at your nearest Best Buy store. $200 bonus after opening a Rewards Checking account and making 3 debit card transactions **. The recommended secured credit cards will approval you instantly. Best Unsecured Credit Cards for Bad Credit with High Approval Rates in 2023. As a Visa Infinite card, its starting credit limit is no less than $10,000. You can also set up autopay (which is actually not available to many subprime credit cards). Requirements - Zippy Loan has relationship with over 100 lenders hence we cannot pin down any certain criteria. Also earn 5X Membership Rewards points on prepaid hotels on AmexTravel.com. Earn 3X points for every $1 spent on eligible travel purchases and 3X points on eligible mobile wallet purchases, Complimentary 12-month Priority Pass Select membership that gives access to more than 1,300 VIP lounges worldwide, Get reimbursed up to $325 annual credits for eligible travel purchases and dining, takeout, and restaurant delivery purchases, Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. Before submitting an application, always verify all terms and conditions with the offering institution. If you have poor credit and dont want to settle for a very low credit limit, consider getting a secured credit card. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). But it may indicate that you need either a higher credit limit on your current card or a new card to augment or replace the one you have. If you want a guaranteed approval credit card, you may have to set your sights lower. However, if it is not urgent, consider improving your credit score first. Researcher Mar 27, 2023. However, it is important to note that getting approved for a higher credit limit also comes with more responsibility in terms of managing your credit card balances and payments to avoid falling into debt. This card has a $0 annual fee but you must be a Costco member to get it. The Amex Blue Cash Everyday offers $200 statement credit after spending $2,000 in the first 6 months. Fast Loans Group is the Formula 1 from this ranking because they offer instant approval and the fastest disbursement in Earn 1 point per $1 on all other purchases, Round-the-clock monitoring for unusual credit card purchases. Our recommended credit cards that guarantee approval have credit limits ranging from $1,000, $2,000 and up to $5,000. One of the things you would notice is that our recommendations on this page on credit cards that guarantee approval and do not perform any credit checks is that they consist on mainly secured credit cards and a couple of store credit cards that are unsecured and do not require any security deposit. 9 Best Auto Refinance Loans For Bad Credit, How to Get Free Flights With Credit Cards, - Best Credit Cards For 600 To 650 Credit Scores, - Best Prepaid Debit Cards With Direct Deposit, - Instant Approval Auto Loans For Bad Credit, - Instant Approval Credit Cards With Instant Use. The best credit card for bad credit with no deposit and nearly guaranteed approval is the Indigo Credit Card because it accepts applicants with a credit score as low as 300. Credit Cards for Bad Credit with No Deposit & Good Approval Odds. Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Fast Loans Group: Fastest Disbursement. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. In addition to his work on CardRates.com, Eric has appeared regularly on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron and dozens of other outlets. Card members can get cash at over 740,000 ATMs. Credit One Bank Platinum Visa for Rebuilding Credit, Capital One SavorOne Student Cash Rewards Credit Card. Dont be put off by the steep annual fee if you travel frequently, youre likely to receive benefits that far exceed the yearly charge. - The Opensky Secured Visa Credit Card is for rebuilders who want to rebuild their credit using secured credit cards and have been denied for other secured credit cards (you may be surprised that this happens more often than you think). Will definitely be approved but you do need to fund your security deposit. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. While you can always split expenses across multiple credit cards, having all your bills centralized on a single account can make managing your budget and filing your tax returns easier. Why We Like This Card? Loan Limit: $100 to $15,000 Credit Limit: $300, $500, $750 or $1,000. Who is this card for? Requirements - Requires you to have a debit card. The consequences of over-limit spending vary among card issuers. You would also be surprised that some of these security deposit requirements are lower than most though you could deposit up to $5,000 to set yourself a very high limit. If you own a small business, you will appreciate the generous perks and moderate annual fee from this business credit card. And while youre doing this, you can gradually rebuild your credit. They typically also feature higher lines of credit and attractive rewards, including cash back and low-to-no annual fees. The next alternative are credit cards that allow you to go through a pre-approval process with no impact on your credit score. Forum reports indicate that the credit limits on the Chase Sapphire twins top out at $500K. Your application might take longer to process if youre right on the edge of meeting the cards requirements, or if you make a mistake and accidentally give incorrect information on the application. Buscar; Pgina de Inicio kansas felony sentencing grid credit cards with $5,000 limit guaranteed approval. Dont forget that if you get approved for a Capital One card youll need to both already have another Capital One card open and have downloaded the app. (approx. in finance from DePaul University. For example, They all can make shopping more convenient. This list would be incomplete without a mention of The Platinum Card, which is technically a charge card without a specified credit limit. To help people with no credit or bad credit maximize their odds of approval for a credit card, WalletHubs editors compared the approval requirements for more than 1,500 credit card offers, along with their fees, rates and rewards. Th card gives a temporary code to scan at checkout until the actual card arrives. WebThis is a special credit card introduced by Millennium Bank. With regard to the card itself, there is no annual fee and it has a low minimum security deposit of $100. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. Appy and your build credit. Secured credit cards are the easiest credit cards to get approved for when you have bad credit or no credit. However, if your card account has over-limit protection, your transaction may go through, albeit with fees attached. Provides approval process regardless of applicants credit history.
Determine your own credit limit ($250 to $5,000) with an interest-earning CD. Should consumers trust a credit card that doesn't require a credit check and basically guarantees approval? All American Express cards give you the potential for an instant card number after approval, which will give you access to part of your credit line until your card arrives. Heres why: The Chase Freedom Unlimited offers a $500 How to Remove Something From Credit Report, How to Get a Free Transunion Credit Report. Still, most of these options target individuals with poor, fair, or no credit. Your best chance for nearly guaranteed approval and a high limit is with a secured card. The cards issuer, WebBank, will also report your payments to each of the three credit bureaus. (maximum of $5,000) is required to open this account. The First Progress Platinum Prestige Mastercard is a rare credit card with the lowest ongoing APR at 14.49%. The most likely outcome is that the credit card company will decline the transaction. - The Reflex Mastercard is for those with bad credit and are looking for a credit card with a decent credit limit.. Unfortunately, this option isnt available to every Capital One customer, but Capital One doesnt disclose who is eligible for instant card information.
WebIt is possible to get a credit card with a $5000 limit if you have a good credit score, a high income, and a positive credit history. The credit card also comes with an annual fee between $75 and $99. Instant approval credit cards can be a great help in an emergency or to cover unexpected purchases. These numbers depend on the lender and a particular state. This will make them more appealing as many subprime issuers do not even have a mobile app. CardRates.com does not include the entire universe of available offers. The card also delivers monthly reporting to the three major credit bureaus. The Indigo Credit Card comes with a starting credit limit of $300 and charges $0 The typical factors that issuers use to assign your credit limit include: Dont fret if you find your initial credit limit disappointing. Read our review of the First Progress Platinum Select Mastercard. 2. And you wont be able to get the Indigo Credit Card if you had another Indigo Credit Card account that was charged-off due to delinquency. Guaranteed approval credit cards dont require a credit check for approval, and applicants may be approved more easily. Factors that will count in your favor include a good credit score, a record of on-time payments, and no more than a 30% credit utilization ratio. Thats $900 toward travel when you redeem through Chase Ultimate Rewards. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. Below is a list of guaranteed approval credit cards that will approve you regardless of your credit score because they perform no credit checks.
The hard-pull penalty is one reason not to space your requests too closely. Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. The best secured credit card for (nearly) guaranteed approval is the OpenSky Secured Visa Credit Card because there is no credit check for new applicants. Buy On Trust Lending provides lease to own electronics which can be picked up at your nearest Best Buy Store. What Do Card Issuers See During Credit Checks? If you need a credit card today, you should apply for either an American Express card, a Capital One card or one of the store cards that offer instant use. Both the annual fee and APR are reasonable and you will be able to check your Vantage score from Experian every month for free. Of the issuers reviewed above, Capital One may be the best place to get a bank secured Visa card or Mastercard. - We like the Go2Bank Secured Visa credit card for many reasons. While you build up your savings via a monthly deposit, you build up your credit as well because they are reported to the credit bureaus. Earn 1X points on all other purchases. This reduces the risk for credit card issuers (some of which are WalletHub partners), allowing them to approve more applicants. show more It is important to choose wisely because the approval requirements for secured cards vary by issuer. existing credit card you might be able to get the credit limit raised to $5,000. Please keep in mind that while some offers may come from WalletHub advertising partners, sponsorship status played no role in card selection. Read our Self Secured Visa.
Regular APR - 21.14% Along these same lines, the Unsecured Classic Visa Card from Applied Bank also features several one-time and annual fees, which can add up over time. However, Go2Bank's mobile account (called the Vault) is a great online mobile banking account and platform as well. Ive had them for 1.5 years and currently have a secured card for $1850 through them. Below, you can check out the rest of the best (nearly) guaranteed approval credit cards available right now, selected from 1,500+ offers by WalletHub's editors. GUARANTEED APPROVAL! Merit Platinum gives you a $750 starting credit limit and is for those who have been denied all credit cards. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. WebGuaranteed Approval Credit Cards | 100% Approval FEATURED CREDIT CARDS Milestone Mastercard Quick & easy application Pre-qualification available All credit types considered *See Card Terms APPLY NOW Citi Custom Cash Card No Annual Fee Low Intro Rate Good/Excellent Credit *See Card Terms APPLY NOW Capital One If you have a POT Amex charge card, youll also have a Pay Over Time Limit that operates like credit limits on credit cards. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. After using their easy and secure online application and receiving approval, you can use this full-featured card at millions of merchant and ATM locations. The best guaranteed approval unsecured credit card for bad credit is the Fingerhut Credit Account, because it has a $0 annual fee, fast application process and a 90% approval rate. There are loads more department store credit cards to check out. Best High Limit Credit Cards of March 2023. Why we like this card? These powerful lines will boost your FICO score like no other. Capital One Venture X Rewards Credit Card, U.S. Bank Altitude Reserve Visa Infinite Card, Citi / AAdvantage Platinum Select World Elite Mastercard, Experian, Equifax, and TransUnion websites, remove late payments or write-offs from your credit reports, Capital One Quicksilver Cash Rewards Credit Card Credit Limit: How to Pre-Qualify Online, Card Benefits & Average Credit Limit for Chase Sapphire Preferred, Capital One Venture Rewards Credit Card: Limit & How to Pre-Qualify, How to Increase Your Wells Fargo Credit Limit. But while its common to receive an instant decision for a store card, its not guaranteed. The Ink Business Preferred Credit Card belongs to the Visa Signature Business Credit Card program, guaranteeing a minimum credit limit of $5,000. The Costco Credit Card offers 4% cash back on eligible gas and and EV charging purchases (up to $7,000 spent per year), 3% back on restaurants and travel, 2% back on Costco and Costco.com purchases, and 1% back on all other purchases. It has the option for instant approval and if you are What are the best guaranteed approval credit cards for bad credit with no deposit? Best high-limit card for bonus cash back: Chase Freedom Unlimited $500 minimum limit. - The Self Secured Visa is ideal for those who want to rebuild with a secured credit card but do not have the funds for the security deposit. Indeed, $5,000 is the lowest limit available from these exclusive designations that represent the cream of the credit card crop. None of these cards is a guaranteed approval credit card. If you want a guaranteed approval credit card, you may have to set your sights lower. 1. Chase Sapphire Preferred Card Especially made for bad credit customers that need money yesterday, this lender is ready to disburse the money you need in record time. $0. Unlike other sites that only promote cards they're paid by, WalletHub's editors focus on finding the best cards. As there are no credit checks, it is essentially a guaranteed approval secured credit card with a credit limit up to $2,000. Well, it is not a credit card technically but a prepaid card. In addition, the card issuer can choose to add other Visa, Visa Signature, or Visa Infinite benefits. Because most individuals are accepted, the card is touted as a "Guaranteed Approval" credit card. We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' If you pay your first six monthly bills on time, Opensky will consider a credit limit increase without any additional security deposit. Indigo Credit Card applicants can also check for pre-approval, which lets them know how likely they are to get the card. Self allows those who need to save up for a security deposit and start a credit builder account. - The Unique Platinum is a guaranteed approval credit card with a $1,000 credit limit without no security deposit required that is ideal for those who have been constantly rejected and denied for other rebuilder credit cards and are looking for a credit line with a decent limit and no credit checks. A credit limit is the maximum amount you can charge on a revolving credit account, such as a credit card. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Dont forget to read through the cards terms to better understand its fees, interest rates, and other crucial information. Once that is achieved, you will get your secured credit card. With no fees whatsoever, credit limits between $500 and $10,000, and several ways to earn cash back, the Petal 2 Cash Back, No Fees Visa credit card can be a great way to build or rebuild your credit. These cards are slightly harder to get approved for than our recommended cards above. 1.5%. Requirements - No credit checks. Unsecured credit cards dont require you to make a deposit for the same amount as your credit limit. Very often, the only requirement is that you have a debit card or have a minimum income of around $1,000.